Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.